Recently in obesity Category

Rx for Comp: Watch the Drugs!

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Drug costs continue to grow as a significant portion of the work comp spend. Kevin Glennon, vice president of clinical services at Total Medical Solutions, often lectures on the importance of taking precautions in regards to drugs and work comp, particularly on complex claims. Why? Because there is a greater risk for the claim and the costs to spiral out of control.

What to do? Kevin suggests:

  • regular, periodic re-evaluation of drugs prescribed
  • watch for contraindications
  • consult with the prescribing physician(s) to determine future needs and adjustments
  • set up a tracking system to monitor use of prescribed drugs
  • is the patient obese? pursue options for weight loss to improve outcomes and for a significant reduction of costs spent on drugs

Some recent alerts from the Food & Drug Administration (FDA) on certain drugs:

FDA Limits Acetaminophen (Tylenol) Usage, Warns of Liver Toxicity

Watch this video about acetaminophen: 

 

Kevin says:watch out for new drug Abstral (fentanyl) , FDA just approved for breakthrough cancer pain. He warns of history with other opioid analgesics such as Oxycontin and Actiq.

FDA Warns of Potential Liver Damage with use of dronedarone (Multaq) used for patients with abnormal heart rythym or risk of heart failure.

Another area to watch is physician dispensing of drugs -- it is a fast-growing trend in work comp. Joe Paduda covers this topic often on his blog. Read his recent post titled: Physician dispensing in work comp - worse than you think. He includes reference to a new study just out by NCCI on the topic. Be sure to read his follow up post and bookmark for future coverage of this topic.

 

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Spotlight on Obesity

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Obesity is a topic you'll see on our blog again and again. Why? Because it is a major driving factor in workers' compensation costs. In an article that appeared on TheClaimsJournal.com, there is a new study out on the total economic cost of obesity. While the study findings aren't a surprise, the breakdown of costs is staggering. Read The Economic Cost of Obesity

Other recent articles and resources related to obesity:
 
 
Slow Food USA  - a grass roots movement designed to get us to rethink food and how we consume it
 

And for your viewing pleasure, watch Inedible Egg, a video produced by SlowFoodUSA.org




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The Co-morbidities of Obesity: Watch Out!

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Okay, so hopefully we've made our point about obesity being a significant problem when it comes to workers' comp claims. See our previous posts on obesity. Obese workers file more claims, their claims costs are significantly higher and they stay out of work longer. The chance for complications increases dramatically. Fine. Point made. So, now what? 

Watch Out For Co-morbidities.
While there are many co-morbidities of obesity, the top three are: hypertension, diabetes and high levels of cholesterol. These lead to other chronic conditions and illness such as strokes, heart disease and kidney failure. There are increased risks to look out for because various parts of the cardiovascular system are compromised, and damage often occurs simultaneously. Case managers and adjusters can make a huge impact just by paying more attention to claims involving obesity. Ensuring coordination of care between multiple healthcare providers is critical.
 
Consider the Meds.
Another concern with claims involving obesity, is the number of medications required to manage the multiple chronic conditions. A careful review of the prescribed medications is essential. At a minimum, case managers and adjusters should coordinate an annual review of medications to avoid adverse drug interactions that could lead to further complications. Some claims may require more frequent reviews, depending on the specific circumstances of the claim. 
 
Be Prepared.
Obesity is a component of managing workers' compensation claims that can't be ignored. The best thing you can do to positively impact claims involving obesity is to be prepared. Get educated. Understand the co-morbidities and preempt further complications before they spiral out of control. There are several options for education on obesity, such as the upcoming Obesity Summit 2010 at the Cleveland Clinic's Center for Continuing Education. Plan on attending at least one continuing education class per year that focuses on managing obesity claims. Or, contact your complex care provider -- they should offer CEU classes on obesity.
 
Be Proactive. 
Employers and insurance companies understand that obesity is a significant risk factor. Many now offer wellness programs and incentives for employees to lose weight. Determine if the employer and/or insurer are open to discussing treatment methods to help the injured employee lose weight. Is gastric by-pass surgery an option? Are there any other treatment methods available to help the claimant lose weight? Is counseling an appropriate option? Consider all options. Involve the family when possible. Anything that can be done to assist the claimant in losing weight will have a positive impact on the outcome of the claim.
 
Resources
 
Essentials of a Bariatric Patient Handling Program by Online Journal of Issues in Nursing
 
 
Assessment and Management of Obesity and Comorbid Conditions available on the Obesity Resource Center website
 
 
Annual Bariatric Summit explores leading-edge clinical and technical innovations related to the advanced management and treatment of severe obesity 
 
LEAN Works by CDC - A Workplace Obesity Prevention Program

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Workers' Compensation Big 3 Trends - Part 1 of 3 (Obesity)

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According to Kevin Glennon, vice president of clinical services for Total Medical Solutions, there are three growing trends that demand your attention if you have anything to do with managing workers' comp claims. When giving one of his more popular CEU presentations, he refers to these trends as "The Workers' Compensation Big 3." These are: 1) Obesity, 2) Aging Workforce and 3) Antibiotic Resistant Infections. 

Why should these trends matter to you? Because, as Kevin points out, the National Council on Compensation Insurance Inc.'s latest review of workers' comp claims shows:

  • Overall claim frequency is DOWN (4%)
  • Indemnity and medical severities continue to RISE
  • High cost permanent total claims continue to RISE
So, with claims frequency down and complex claims and related claims costs on the rise, it stands to reason that we should get to know these "red flag" trends and do our best to manage the claims that fall in these categories. 

Obesity: Understanding Big 3 Trend #1

Some facts you should know about obesity and how they impact workers' comp claims:

  • Obese claims are 2.8 times more expensive than non-obese claims at 12-month maturity
  • Cost difference climbs to a factor of 4.5 at 3 year maturity; and to 5.3 at 5 year maturity
  • Cost difference at 5 year maturity is less for females than for males
Obesity is SUPERSIZING Workers' Compensation Costs:

  • $147 billion in 2008 vs. $78.5 billion in 1998
  • 46.6% increase
  • 27% of increased medical costs are directly related to obesity
  • Approximately 1/3 of all Americans are considered obese (>72 million)
  • $62.7 billion in direct costs (medical)
  • $56.3 billion indirect costs (includes lost work days)
Kevin says "Watch out!" for these co-morbidities:

  • Hypertension
  • Dyslipidemia
  • Diabetes
  • Coronary heart disease
  • Stroke
  • Gallbladder disease
  • Certain types of cancer
  • Osteoarthritis
  • Orthopedic problems
  • Impaired mobility
  • Peripheral vascular disease
  • Kidney failure
  • Sleep apnea
Would you like to have Kevin Glennon make a presentation to your team of claims professionals about how obesity impacts your workers' comp claims? TMS CEUs are certified for Adjuster, CCM, RN, CDMS and CRC credits. Call 1-800-700-9393 to schedule a CEU presentation at your office. Or, check our complete listing of CEU topics. Certain restrictions apply, please call for details. 

And in related news, Cara Barde, president of Total Medical Solutions, authored an article on the topic of obesity in Florida Underwriter. It's called Obesity: The Big Fat Cost Driver. Read how TMS employees took matters into their own hands and inspired themselves to lose over 400 pounds!


Coming Soon: 

Aging Workforce: Understanding Big 3 Trend #2; and 
Antibiotic Resistant Infections: Understanding Big 3 Trend #3

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Cara Barde, President of Total Medical Solutions is proud of her employees. So why is she calling them Big Fat Total Losers? Because they are! A story on the front page of the Orlando Sentinel yesterday confirmed it. Read Sanford company gets leaner - in a positive way.

Total Medical Solutions launches it's very own Biggest Loser contest.

These days, employees at Total Medical Solutions are talking about weight. That's because they have launched their very own version of The Biggest Loser contest. Twenty five (25) out of seventy one (71) employees signed up for the contest and after 12 weeks have lost a total of 400 pounds!

Incentives vary, but success is total.

Nancy Perez, Home Health Account Coordinator for Total Medical Solutions, found that being accountable to her teammates made all the difference for her. She has lost 37 pounds. The fact that her teammates are counting on her provides the incentive she needs to stay focused and committed to the program.

Paulette Howard, also a Home Health Account Coordinator, has lost 47 pounds. She admits that at first she wasn't really interested in the contest. She had tried Weight Watchers before and found that it really didn't work for her. She did, however, jump at the chance for a cash prize. After getting into the program she found that cash really wasn't the thing that motivated her. She says, "It's the camaraderie that I've developed with my new 'loser' friends."  

Kevin Glennon, Vice President of Clinical Services for TMS, often lectures company executives about the added costs of obesity in workers' compensation claims. He has lost 68 pounds.

Wellness programs: a good way to address obesity?

As the writer of the Orlando Sentinel article points out, obesity is a big problem for Americans. Obesity rates have steadily climbed over the past few decades and it is well documented that obesity complicates other health risks and issues. Personalized corporate wellness programs like these are likely to become more popular as corporate America embraces the idea coupled with incentives provided by the new healthcare reform.

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Obesity: A complex issue for workers' comp

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Obesity is an issue you'll read about often on this blog. It is an issue for concern on many levels, but increasingly pertinent in workers' compensation, specifically in terms of how injuries tend to be more complex for obese patients. See our earlier posts on obesity.  

Our friends at Workers' Comp Insider, a weblog by Lynch Ryan, recently posted this article on obesity. Jon Coppelman discusses a couple of recent court rulings on the matter of obesity and goes on to make some good points: potential for unintended consequences and increased discrimination for obese workers.   

For more reading on the topic, here's an article by Teresa Long titled Obesity's Link to Diabetes...Heavy Burden on Employers found on WorkersCompensation.com; this article by Insurance Journal titled Workers' Compensation Industry Worried About Obesity Claims; and check out the Economic Consequences of Obesity one of many reports on the topic found on the Centers for Disease Control website. 

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Obesity Issues Likely to Rise in WC

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Experts suggest that issues and costs related to obesity are likely to rise in the workplace. As stated in a recent article posted by Stuart D. Colbum on LexisNexis, government statistics show that 34% of Americans are obese and 66% are overweight. The article also says that obesity represents 9.1% of all medical spending, or $147 billion in 2008. In workers' comp, Colbum says, obese workers file twice as many claims as a healthy person and their medical claims costs are seven times higher. 

The article highlights two recent examples of how obesity can impact workers' compensation costs...

Indiana recently ruled that a 345 pound employee is entitled to weight loss reduction surgery paid for under his workers' comp claim. Doctors felt that back surgery alone would not give the injured worker any benefit unless he lost weight. Unable to lose enough weight on his own, doctors recommended a weight loss surgery program.

The Oregon Supreme Court also held a workers' compensation carrier must pay for gastric bypass surgery. In that case, the injured worker had knee replacement surgery and the gastric bypass would increase success of that surgery. 


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Studies Show Obesity Contributes to Higher Workers' Comp Costs

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NCCI reports that there is growing evidence that obesity not only contributes to the cost of medical care in workers' compensation, but that it is "significant in magnitude." They point to a recent study of workers' compensation claims of Duke University employees, where it shows for the morbidly obese, the medical costs per 100 full-time employees are nearly seven times more than for employees of recommended weight. The study also discusses how costs increase significantly as the claims mature. See the NCCI Full Study "Reserving in the Age of Obesity."  NCCI continues to study obesity and says it is an important trend to watch as it relates to workers' compensation claims.  They expect to publish a new full study in early 2010. Check their website often for updates on this important topic. www.ncci.com

Another study on obesity, conducted by Johns Hopkins (Bloomberg School of Public Health) published in May of 2007, shows similar findings, and in particular, that obesity increases the risk of traumatic workplace injuries. 

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This page is an archive of recent entries in the obesity category.

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